Payment Options
At Neola Dental, we believe cost should never stand between you and a healthy smile. We offer a range of payment options including in-house 0% financing, CareCredit, Cherry, and most major PPO insurance plans, so you can focus on your care and not on the bill. Se habla espanol.
Every convenient way to pay.
Choose what works for you. We keep things flexible, transparent, and easy.
Credit Card
We accept all major credit cards including Visa, Mastercard, American Express, and Discover. A quick, secure, and convenient way to pay for your treatment at checkout.
Dental Insurance
We work with most major PPO dental insurance plans. Our team will help verify your benefits before your appointment so you know exactly what to expect.
CareCredit
CareCredit is a healthcare credit card designed for medical and dental expenses. It offers special financing options that can make larger treatments more manageable.
Cash Payments
We always accept cash. Simple, no fees, no processing time.
Check Payments
Personal and certified checks are accepted for your convenience.
In-House Financing
We offer personalized in-house financing plans with 0% APR for qualified patients. Choose a repayment period that works for you: 6, 12, 18, or 24 months. A soft credit inquiry is used during qualification, so applying will not affect your credit score.
Financing Partners
In addition to our in-house plans, we partner with trusted healthcare financing providers to give you even more flexibility.
CareCredit
CareCredit is accepted at thousands of healthcare providers nationwide. Apply online and find out in minutes if you qualify.
- Promotional 0% interest options
- Reusable for future visits
- Quick online application
Cherry
Cherry offers flexible payment plans with a quick application and no hard credit pull. Get a decision in seconds.
- No hard credit check to qualify
- Instant approval decision
- 0% APR plans for qualifying patients
Estimate Your Monthly Payment
Move the slider to see how affordable treatment can be with 0% financing. No commitment, just a quick estimate.
Financing calculator
For illustration only. Final terms are confirmed by our team and depend on the treatment and approval.
0% APR financing for qualifying applicants, subject to approval. This estimate excludes any insurance contribution, which can lower your cost further.
Discuss financing with usWe Work With Most PPO Plans
Neola Dental works with most major PPO dental insurance plans. If you have dental coverage, there is a good chance we can use your benefits. We recommend a quick benefits verification call before your appointment so there are no surprises. Our front desk team is happy to help.
We are not in-network with all providers. Please contact us to confirm your specific plan.
Have a question about your plan? Call us at (352) 717-2177
No Dental Insurance? We Have You Covered.
If you do not have dental insurance, our Neola Dental Membership Plan may be the right fit. For a simple annual fee, members get their preventive care included and a discount on all other treatments. No waiting periods, no deductibles.
- Cleanings and exams included
- Up to 20% off other treatments
- One simple annual fee
Get Financed in 3 Simple Steps
Talk to our team.
During your consultation or at checkout, let us know you are interested in financing. We will walk you through the options available for your treatment.
Choose your plan.
Select the payment period that fits your budget: 6, 12, 18, or 24 months at 0% APR for qualified patients. For third-party financing through CareCredit or Cherry, apply directly through their secure portals.
Start your treatment.
Once your plan is confirmed, you are ready to go. No delays, no complicated paperwork.
Questions about paying.
Everything you need to know about cost and coverage. Still unsure? Call (352) 717-2177.
Schedule Your AppointmentDoes Neola Dental offer 0% financing?
Yes. Neola Dental offers in-house financing with 0% APR for qualified patients, with repayment terms of 6, 12, 18, or 24 months. Applying uses a soft credit inquiry, which means it will not affect your credit score.
What dental insurance plans does Neola Dental accept?
Neola Dental works with most major PPO dental insurance plans. We recommend calling our office before your appointment so our team can verify your specific benefits and let you know what your plan covers.
Can I use CareCredit or Cherry at Neola Dental?
Yes. Neola Dental accepts both CareCredit and Cherry for dental financing. Both options allow you to apply online and receive a quick credit decision. You can use either to spread the cost of treatment over time.
What payment methods does Neola Dental accept?
Neola Dental accepts credit cards (Visa, Mastercard, American Express, Discover), cash, personal and certified checks, CareCredit, Cherry, and in-house financing plans. We also work with most major PPO insurance plans.
Will applying for dental financing hurt my credit score?
Not with Neola Dental's in-house financing. We use a soft credit inquiry during the qualification process, which does not impact your credit score. Third-party options like CareCredit and Cherry have their own credit evaluation processes, but both are designed to minimize impact.
Ready to Schedule?
We are here to make your dental care as accessible as possible. If you have questions about payment options or want to verify your insurance benefits before booking, give us a call or send us a message. Our team is happy to help, in English or Spanish.