How Much Does It Cost to Go to the Dentist in Minneola, FL? Serving Clermont & Groveland
Wondering about dentist cost in Minneola, FL? Dental costs can vary widely depending on the procedure, insurance, and the office. At Neola Dental, our privately owned office offers transparent dentist cost ranges in writing before any treatment. We a
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Dr. Josaida Contreras, DDS
Published February 3, 2026 · 8 min read
Wondering about dentist cost in Minneola, FL? Dental costs can vary widely depending on the procedure, insurance, and the office. At Neola Dental, our privately owned office offers transparent dentist cost ranges in writing before any treatment. We accept most major PPO insurance plans and offer flexible financing - all explained by a bilingual team in clear, plain language.
✔ Transparent dentist cost in writing before treatment
✔ Same-day pricing quotes at every consultation
✔ No hidden fees, no surprise charges
✔ Most major PPO insurance accepted (Delta, Aetna, MetLife, Cigna, Guardian, BCBS & more)
✔ Serving Minneola, Clermont, Groveland & Lake County
Call Neola Dental at (352) 717-2177 for a personalized quote on any dental service. We verify insurance and share the exact dentist cost in writing before you commit.
Average Dentist Cost in Minneola, FL
The dentist cost in Minneola, FL varies based on the procedure, the materials used, and insurance coverage. Here are typical ranges for the most common services:
Routine cleaning + exam - entry-level cost. Often 100% covered by PPO insurance.
Comprehensive new patient exam + X-rays - mid-range. Largely covered by insurance.
Tooth-colored filling - entry-to-mid range per tooth.
Dental crown - upper range per tooth.
Root canal - mid-to-upper range per tooth.
Wisdom tooth extraction - entry-to-mid for simple, upper range for surgical.
The exact dentist cost depends on your specific case. We provide a precise quote at consultation. No surprises, no upselling.
Why Dentist Cost Varies Between Offices
The same procedure can cost very different amounts at different practices. Common reasons:
Corporate vs private ownership - corporate chains often charge more to cover regional overhead and shareholders. Privately owned offices can keep prices fair.
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Dr. Josaida Contreras, DDS
Doctor of Dental Surgery · Founder, Neola Dental
Josaida Contreras is a Doctor of Dental Surgery and Endodontics specialist with nearly 20 years of experience. Educated in both Latin America and the U.S., she continues to expand her expertise through advanced training in implant dentistry.
825 US-27 #104, Minneola, FL 34715 · Serving Clermont & all of Lake County
Quality of materials - premium materials cost more but often last longer.
Technology used - modern equipment like digital imaging and same-day crown technology may carry slight premium.
Dentist experience - experienced specialists typically charge more than general dentists.
Location overhead - practices in expensive neighborhoods often charge more.
Insurance contracts - fees vary based on what insurance plans the office contracts with.
The cheapest dentist isn't always the best deal - and the most expensive isn't either. The best value combines fair pricing, quality care, and transparent communication.
Dentist Cost With Insurance vs Without
With PPO Insurance
Most PPO dental plans cover preventive care at 100%, basic restorative at 70-80%, and major procedures at 50%. Annual maximums (usually $1,000-$2,500) apply to all services combined.
Typical patient out-of-pocket with insurance:
Cleaning + exam: $0 (often fully covered).
Filling: 20-30% of total cost after deductible.
Crown: 50% of total cost.
Root canal: 20-50% depending on plan.
Without Insurance (Self-Pay)
Self-pay patients at Neola Dental receive the same care with transparent pricing. We never inflate prices for uninsured patients. Many self-pay patients use:
In-house payment plans (split treatment cost over months).
CareCredit financing (third-party medical credit with 0% APR options).
Treatment phasing (spread work across visits as budget allows).
Discount for paying in full at the time of service.
What Affects Your Personal Dentist Cost
Your individual cost depends on:
What's needed - a routine cleaning costs vastly less than a root canal + crown.
How many teeth are involved - single tooth vs multiple changes the total.
Materials chosen - basic vs premium options.
Sedation needs - local anesthesia is included; deeper sedation adds cost.
Insurance coverage and benefits used - annual maximums limit total coverage.
Pre-existing conditions - gum disease, decay extent, etc.
How to Save on Dentist Cost in Minneola, FL
Prevention Is the Cheapest Dentistry
Routine cleanings every 6 months catch problems while they're small and affordable. A $150 cleaning prevents thousands in restorative work down the road.
Use your annual maximum every year. Time major work around benefit reset dates. We help you plan treatment to make insurance go further.
Ask About Payment Plans
Most patients qualify for in-house payment plans or CareCredit. We discuss financing at every consultation so dentist cost is never the reason to delay care.
Bundle Treatment Visits
Combining multiple procedures in one visit saves on appointment fees and your time.
Choose the Right Material
Sometimes the basic material is the right choice. Sometimes premium pays for itself. We explain options honestly so you choose what fits both your needs and your budget.
Don't Skip the Annual Exam Just Because You Feel Fine
Most dental problems are painless until they're advanced. The annual exam catches everything early.
Dentist Cost for Specific Procedures - Quick Reference
For detailed cost guides on specific services, see our individual guides:
Dental crown cost in Minneola
Teeth whitening cost in Minneola
Wisdom teeth removal cost
Dental bridges cost
Dentures cost
All-on-4 implants cost
Veneers cost
Dental cleaning cost
Affordable dentist options
Insurance Plans Accepted at Neola Dental
We accept most major PPO dental insurance plans including:
Delta Dental
Aetna
MetLife
Cigna
Guardian
BlueCross BlueShield
United Concordia
Humana
Many regional Florida PPOs
We also welcome Medicare Advantage plans with dental benefits. Verification before treatment ensures you know exactly what your insurance covers and what your out-of-pocket dentist cost will be.
Please note: Neola Dental does not accept straight Medicaid. If you have Medicaid, ask about our in-house payment options .
Why Neola Dental's Dentist Cost Is Often Lower Than Corporate Chains
Many of our patients first found us by comparing prices. They were surprised our dentist cost was often lower than corporate offices despite our higher-quality personalized care. The reason is simple economics:
No regional manager overhead.
No quarterly profit targets.
No corporate marketing budget passed to patients.
No quotas pushing unnecessary upsells.
Lower overhead means we can charge fair prices.
You get the personal attention of a single dentist (Dr. Contreras) plus competitive pricing. It's the best of both worlds.
Financing Options for Larger Treatments
When the dentist cost is significant - implants, full-mouth restoration, comprehensive treatment plans - we offer multiple ways to make it work for your budget:
In-House Payment Plans
Split your dentist cost into manageable monthly payments directly with our office. No third-party credit check needed for many plans. We design the plan around your monthly budget.
CareCredit Financing
Third-party medical credit line with 0% APR promotional options on qualifying treatment. Quick application, instant approval for most patients.
Treatment Phasing
When clinically appropriate, we sequence work over months to spread the cost without compromising your oral health.
Insurance Maximization
We time treatment around your benefit reset dates so you get the most out of each year's coverage. Strategic timing can save you hundreds annually.
Comprehensive exam - Dr. Contreras evaluates your specific needs.
Diagnostic imaging - digital X-rays show exactly what's happening.
Treatment discussion - we explain findings in plain language.
Written treatment plan - every step, every cost, in writing.
Insurance verification - we tell you exactly what your insurance covers.
Out-of-pocket calculation - your remaining dentist cost is clearly stated.
Financing discussion - payment plans presented if needed.
Timeline planning - schedule visits to fit your life.
Spanish-Speaking Cost Consultations in Minneola
Dr. Contreras and the Neola Dental team are fully bilingual. Whether English or Spanish is your preferred language, we explain the dentist cost, insurance coverage, and payment options in clear, plain language. Para nuestros pacientes hispanohablantes en Minneola, Clermont y Groveland, ofrecemos consultas con presupuestos detallados y planes de pago en español.
Why Choose Neola Dental for Transparent Dental Pricing
Dentist-owned, non-corporate - Dr. Contreras leads every treatment plan personally.
Transparent dentist cost - every fee in writing before you commit.
No surprise charges - what you're quoted is what you pay.
Insurance verified upfront - know exactly what's covered before treatment.
Multiple financing paths - in-house plans, CareCredit, phasing all available.
Bilingual care - English and Spanish throughout your visit.
Honest recommendations - we never push services you don't need.
Serving Minneola, Clermont, Groveland & Lake County
Neola Dental is located at 825 US-27 #104 in Minneola, FL. We're less than 15 minutes from Clermont, FL families and Groveland, Winter Garden, Montverde, and Mascotte. Patients drive to us from across Lake County and west Orange County for transparent dental pricing and honest care.
Frequently Asked Questions About Dentist Cost
How much does a dentist visit cost in Minneola without insurance?
A routine cleaning + exam ranges from entry-level cost. Other procedures vary widely. We provide a written quote at every visit before treatment.
Do you accept my insurance plan?
We accept most major PPO plans plus Medicare Advantage. Call (352) 717-2177 and we verify your specific coverage.
Can I get a quote before I come in?
For specific procedures, yes - we provide cost ranges over the phone. The exact dentist cost requires a quick exam to confirm your needs.
Do you offer payment plans?
Yes. In-house payment plans, CareCredit financing, and treatment phasing all available. We discuss options at every consultation.
Why is your pricing often lower than corporate chains?
Our privately owned model has less overhead than corporate offices. We pass the savings to patients without compromising care quality.
To keep care within budget over the long term, see how we work as an affordable dentist in Minneola with transparent pricing.
How quickly can I get a cost consultation?
Most new consultations are scheduled within 1-2 weeks. Call (352) 717-2177 or book online.
Want a clear answer on dentist cost? Call Neola Dental at (352) 717-2177 or schedule online. We'll evaluate your needs, verify your insurance, and share the exact dentist cost in writing - in English or Spanish - before any treatment begins.
